home » usda loans

Questions?
866.970.SAVE
	Call Now. Open 24/7

Search Mortgage Rates

- No Personal Information Required


Loan Amount:	$
Property Value:	$

We apologize, but many features of our web site require that your browser have JavaScript enabled.

Please go to your browser's help files to learn how to enable JavaScript. After you have enabled JavaScript, you may continue

Also, our Loan Advisors are standing by to help you – please call us at 866.970.SAVE

Today's Mortgage Rates

January 6, 2009
Product	Rate	APR
30 Year Fixed	4.250	4.598
30 Year Fixed, Interest Only	5.500	5.893
15 Year Fixed	4.250	4.747
5 Year ARM	4.500	5.003
5 Year Interest Only ARM	4.500	4.978

Get Approved
FAST & EASY

Click Here for Details

USDA Mortgage Loans

USDA home loans are offered in rural areas as determined by the United States Department of Agriculture (USDA). The USDA’s mission is to help lower income households obtain home loans at reasonable mortgage rates. USDA home loans offer many advantages to qualified borrowers.

USDA mortgage loans allow for purchase and no cash out refinances of primary residences. Some benefits of USDA are:

100% financing
No monthly mortgage insurance
No asset or automatic reserve requirements
Gifts allowed for closing costs
Required property improvements can be financed into the loan up to 102% of the "improved" value. (USDA will allow repairs to be completed after closing!)

Eligible USDA property types include single family homes, condominiums and manufactured housing*. USDA does have some income and property eligibility requirements.

Even though a mortgage insurance premium is not required, USDA charges a 2% funding fee to guarantee the mortgage. This fee may be financed into the loan amount.

*Must be on permanent foundation.

Live Customer Satisfaction Survey

Read what customers say about our level of service.

Posted: 01/06/09 10:51 AM
Very fast and easy online access to information. Vary good follow through by agents. Step by Step documentation that is easy to find and understand. Online progress of your loan status is great!

Posted: 01/06/09 9:12 AM
Nathan has been extremely responsive to my many questions.

Posted: 01/06/09 9:06 AM
The entire staff that I have dealt with, Sales Manager, Mortgage Processors, etc. have been extremely professional and knowledgable. They go out of their way to provide solutions to any problems that may occur is the mortgage securing process. This is the second time I have gone to AmeriSave for my morgage because of their dedication to the customer. I've tr. . .

Links

FHA Mortgages	Reverse Mortgages
VA Mortgages	Fixed Rate Mortgages
USDA Mortgages	Mortgage Loans
Refinance	Mortgage Rates
Home Loans - Purchase
Mortgage Calculators
Online Mortgage Classes
The Amerisave Process
Weekly Market Commentary

Why You Should Choose Amerisave

	Upfront Mortgage Lender Certified
	Guaranteed Closing Costs in Writing
	$500 Low Rate Guarantee
	$1000 On-Time Closing Guarantee
	Underwriter Reviewed Pre-Approvals
	Save Money at Home Depot & Other Stores

In The News