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Today's Mortgage Rates

November 21, 2008
Product	Rate	APR
30 Year Fixed	5.125	5.484
30 Year Fixed, Interest Only	5.500	5.888
15 Year Fixed	4.500	5.220
5 Year ARM	4.500	5.171
5 Year Interest Only ARM	4.500	5.162

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Fixed Rate Mortgages

A Fixed Rate Mortgage is a home loan that provides a fixed rate for the entire term of the mortgage loan. The monthly payments are fixed over the life of the loan because the interest rate does not change which protects you if market mortgage rates go up. Additionally, fixed rate mortgages provide stability so you can better manage your monthly finances.

Although the most common fixed rate mortgage is the 30 year fixed rate, fixed rate mortgages are offered in the following terms: 10 year fixed rate, 15 year fixed rate, 30 year fixed rate and 40 year fixed rate.

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